Review The Best Rewards Credit Cards Offers For 2013
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Updated – December 2, 2013Welcome shoppers to Cyber Monday and the December holiday shopping blitz. There is no doubt that rewards and points credit cards can help bring some additional gifts for 2014 through great promotions and incentives with select retail stores. We are working hard to find the best rewards cards and gearing up to find new offers for 2014. With peak holiday shopping season in overdrive, this is one of the best times to leverage your rewards and points credit cards, our mission remains the same, review the top rewards, points and perks card offers as we enjoy the last month of 2013, we are going to start talking about the best rewards cards offers and promotions that will run into 2014 to benefit consumers. Rewards cards are back in the spotlight as certain card issuers have pulled back promotions and card perks this year, shocking the industry. Don’t get caught with a credit card or cash back card that has the potential for your bonus, points or perks to expire or lose value. Finding the right rewards card can lead to free vacations, travel vouchers, upgraded hotel rooms, shopping sprees and awesome perks, let us help you find your perfect rewards card.
Guide to Finding the Best Rewards Credit Cards
Author for this section, Don Marks
To some people, credit cards may be a cause of their many financial problems. This is especially true when they do not pay on time or in full. Leaving a balance each time your payment is due incurs interest charges, and these may eventually leave you in debt. On the other hand, when used properly, credit cards can be one of your most essential tools. They can serve as valid identification, provide travel insurance, and give financial assistance at low interest rates. Another factor that needs to be considered when choosing the best credit card is the rewards you can receive whenever you use it.
Rewards Credit Cards
Basically, these are credit cards that can be used for many different purposes. They can be used for shopping and for dining. What makes them different from other credit cards is that they offer rewards every time you use them. These can come in the form of discounts every time you make a purchase. You do not only get to buy what you like, you are able to earn money, which you can save in your account or you can spend on something else.
The Top Rewards Cards In 2013 For Your Personal Goals and Shopping Needs
Another reward you can receive from using this type of credit card is a travel voucher. Earning a specific number of points from shopping or dining can earn you free miles or let you get big discounts on your travel ticket. Some rewards credit cards let you save money, which you can spend in designated gas stations. As prices of gasoline continue to rise, this kind of reward can offer a big relief. So, in choosing the best rewards credit card for you, make sure that it offers a lot of benefits and should incur high interest rates.
Tips To Find the Best Rewards Credit Cards
• Determine your credit worthiness.
Learn more about how lenders perceive your credit worthiness. This will help you know what types of credit cards meet your needs. There are websites where you can get reports on this for free.
• Do an assessment of your finances.
If you are carrying a balance or trying to consolidate debt, you should find a credit card with low interest rates. There are initial zero percent offers, but check the possible increase in rates and the fees on balance transfers. In case you spend a lot on your credit card, it is more advisable to opt for a credit card with annual fees that have many benefits.
• Consider many options.
Rewards credit cards offer different benefits such as cash back, department store cards, gas cards, travel rewards, prepaid debt cards, and zero percent rates. So, you should weigh all the possible options.
• Use the internet.
Compare the features of different credit cards through online comparison sites, like here at best credit cards 2013.
In finding the best rewards credit card, it is best not to rush things. It is just like choosing a lifetime partner. It should not only be attractive but consistent as well.
Compare Offers From Chase, Discover, AMEX, Pen Fed, Capital One, Bank of America and more to lock in travel rewards, points, perks, discounts and promotions for 2013